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Closing on a House: 10 Common Problems to Spot in a Final Walk-Through

01/17/2020

Closing on a House: 10 Common Problems to Spot in a Final Walk-Through

U.S. News & World Report | @usnews

For homebuyers and sellers alike, the final walk-through can be one of the most significant steps in the real estate process. It may also be one of the most nerve-wracking.

The final walk-through typically takes place mere hours before the closing itself. It’s one last opportunity for the buyer, along with his or her agent, to inspect the home and make sure there aren’t any last-minute problems.

Hopefully, your final walk-through will be smooth sailing. Every now and again, though, issues do arise — and they can go as far as to derail the entire home sale.



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Here are 10 of the most common final walk-through discoveries that can potentially throw a wrench into the transaction:

— The home isn’t empty.

— The house is a mess.

— The negotiated repairs haven’t been completed.

— Included personal property has gone missing.

— The lawn hasn’t been cared for.

— The utilities have been shut off.

— The appliances aren’t working.

— There’s major damage to the walls.

— The HVAC systems aren’t working.

— The home was damaged in the moving process.



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The Home Isn’t Empty

Unless otherwise agreed upon, the sellers should be totally moved out of the house by the time of the final walk-through. Now, if they left behind a can of paint or a couple bags of trash, that’s probably not the end of the world. But if they left behind much more, the buyer may have to request they come by and clean up.

The House Is a Mess

The typical agreement is that the seller leave the property in broom-clean condition. This is a somewhat nebulous term, and it may mean different things to different people. The house doesn’t necessarily have to be spotless, but neither should it be a disaster area. Ideally, the house should appear move-in ready for the new homeowners.


    
   
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The Negotiated Repairs Haven’t Been Completed

When buyer and seller negotiate on repairs or renovations, it’s expected that they all be finished by the time of the final walk-through. If the seller needs a little additional time due to unforeseen circumstances, this should be communicated to the buyer well in advance of the closing.

Included Personal Property Has Gone Missing

Did the seller take items they said they would leave for you? Light fixtures? Window treatments? A piece of furniture you wanted to buy along with the house? That’s definitely something that can stall the closing or lead to some tumult.

The Lawn Hasn’t Been Cared For

Generally speaking, real estate contracts stipulate that the seller will keep the lawn areas maintained until the date of closing. That doesn’t mean everything has to be perfectly manicured, but if the grass is five feet tall, or has died during the escrow period, that’s a problem.


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The Utilities Have Been Shut Off

Typically, your real estate contract will stipulate that the utilities have to be on through the final walk-through. If you don’t have power or running water during the walk-through, that could technically be a breach of contract.

The Appliances Aren’t Working

For homebuyers, it’s important to use the final walk-through as an opportunity to test all the appliances included in the sale, confirming they work as intended. If something doesn’t work, you can ask the seller for a repair allowance.

There’s Major Damage to the Walls

Did the seller remove a wall-mounted TV, a piece of artwork, or some kind of home automation technology? And if so, did it leave behind damage to the wall? This could be a big issue.


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The HVAC Systems Aren’t Working

Buyers should test out both the heating and cooling capabilities of the home. See that they work satisfactorily. If not, that’s something for which you’ll likely want to negotiate repair costs or a price adjustment.

The Home Was Damaged in the Moving Process

If the sellers did any kind of damage to the home while they moved out, that’s something for you to take stock of. In some cases, it may be worthwhile for you to request a repair allowance.

These are some of the main items you’ll want to look out for if you’re a buyer going through your final walk-through. And if you’re in the process of selling a house, let these serve as words of caution. Make sure to avoid these common hurdles to the home closing.








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01/17/2020

房屋過戶 10個應該檢查的問題

(World Journal) 文/編譯馬永慶


圖:pixabay

在房屋交易過程中,最後全屋上下查看一遍可能是買賣雙方最重要的步驟之一,也可能是最傷腦筋的步驟之一。

最後檢查一般在過戶前幾小時進行,這是買方及其經紀人檢查房屋,確保沒有問題的最後機會。

最後檢查一般會順利進行,但有時會出現問題,甚至可能使交易全面脫軌。

以下是可能對交易造成影響的10個最常見的問題:

●房屋有雜物

除非另有協議,否則在最後查看前,賣方應當完全清理雜物。如果只留下一罐油漆或幾袋垃圾,不會有問題,但如果留下太多垃圾的話,買方可能會要求賣方回來清理。



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●屋內一團糟

一般的協議是賣方將房屋打掃好,這是一個模糊術語,對不同的人可能有不同的意思。房屋不一定需要一塵不染,但也不應該像個災區。理想的情況是,房屋看起來已為新主人的入住早作準備。

●磋商確定的維修尚未完成。

當買賣雙方磋商維修或翻新的事項時,都待期在最後檢查時一切已完成。如果因不可預見的情況而需要一點額外時間,賣方應在過戶前通知買方。

●包括在交易內的個人財產不見了

賣方是否把承諾留下的物品拿走,例如燈具、窗簾、以及你想與房屋一起買下的家具?這些事情絕對會導致交易停滯或引起爭執。

●草坪沒有修剪

一般來說,房地產合約規定賣方要維護草坪直至過戶,這並不代表一切都必須修剪整齊,但如果草高五呎,或在託管期間枯萎,那就是一個問題。

●水電供應被截斷

通常,房地產合約規定在最後檢查時,水電供應必須正常,如果在檢查期間沒有電力或自來水,技術上可能違反合約。

●家庭電器沒有正常運作

對買方來說,最後檢查是測試包括在交易中的所有電器,以證實其是否正常運作的機會。如果發現有電器不能用,可以向賣方索取維修費用。

●牆壁有重大損壞

賣方在移走一部否掛牆電視機、藝術品或家居自動化裝置時,是否造牆壁損壞?這可能是個大問題。

●冷暖系統不能正常運作

買方應當測試房屋的暖氣和冷氣的功能,看看是否令人滿意。如果不理想,可能需要與賣方協商維修費用或調整價錢。

●在搬遷過程中房屋受損

如果賣方在搬出時對房屋造成任何損壞,那就需要進行評估,在某些情況下,可能值得向賣方要求維修費用。










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